Janice fundamentally believes that creating your personal Financial Roadmap drives the entire wealth management process.

Creating your personal Financial Roadmap begins with a detailed mapping of your individual life goals and objectives. Together we establish your risk tolerance and create a custom path of your financial life. This path provides guidance and knowledge for you to achieve your life goals through specific, quantifiable actions.

Your personal goals may change over time, as you move from saving for retirement to retirement, and then to succession planning. Your Financial Roadmap will reflect these changes, evolving to help keep you on track.

Your personal Financial Roadmap will often include the following elements (as applicable to your situation):

   Budgeting and taxes, paying off your debts.
   Prioritizing your life goals.
   Managing liquidity, or ready access to cash.
   Financing large purchases.
   Managing your risk.
   Saving and investing your assets tax efficiently to meet your life goals.
   Planning for retirement and your income requirements throughout your lifetime.
   Integrating employer and government pensions, bonus planning.
   Planning for the efficient transfer of your wealth.

Your Financial Roadmap can also help build confidence and increase your peace of mind in your investment strategies as we monitor our progress in meeting your short, medium, and long-term goals.

Comprehensive Wealth Plans are prepared by Research Capital Financial Services Inc. (RCFSI).